Consumer Portfolio Services is a specialized finance company that provides consumer debt services to individuals and organizations. Founded in 1991, the company has grown to become one of the most trusted names in consumer debt management. CPS works with banks, credit unions, and other financial institutions to provide consumers with the best possible solutions for their debt needs. This article will discuss the benefits of Consumer Portfolio Services.
What They Provide
Consumer Portfolio Services provides a variety of services to its customers. These include debt consolidation, debt settlement, and debt negotiation. CPS will also help customers create a budget, work out a repayment plan, and negotiate better terms with creditors. In addition, the company can help customers rebuild their credit rating.
Why Choose CPS?
One of the major benefits of choosing Consumer Portfolio Services is the expertise they have in the debt management industry. They understand how each type of debt works and can help customers tailor a solution that best fits their needs. The company also offers customer service that is unmatched in the industry. Their staff is friendly and knowledgeable, always ready to answer questions or provide advice.
CPS also provides an array of resources to assist customers in finding the best possible solution for their personal financial situation. They provide information on bankruptcy, debt collection laws, and credit counseling options. In addition, they have links to educational materials and other resources on their website.
Bear in Mind
It is important to keep in mind that many of the services provided by CPS are free of charge. Customers who choose to use the services of the company will not be required to pay any additional fees or charges. However, they may be subject to certain interest rates or other costs associated with their debts. It is important to understand all of the terms and conditions before agreeing to any deal offered by the company.
Other Services
In addition to debt consolidation and negotiation, Consumer Portfolio Services also offers other services to its customers. These include credit card debt relief programs, personal loan applications, and assistance with student loan debt. The company also offers discounts on bank fees, late payment penalties, and car insurance.
Overall, Consumer Portfolio Services is a great choice for those who need help managing their debt. With their wide range of services and expertise, they can provide customers with the best possible solution for their financial situation. By choosing Consumer Portfolio Services, customers can find relief from their debt and get back on track financially.
Consumer Portfolio Services (CPS) is a financial services company founded in 1991 that specializes in serving subprime borrowers. Its services are designed to help people who have difficulty obtaining traditional loans. CPS offers car loans and financing to consumers with bad credit, bankruptcy, and other financial hardships, providing an opportunity for these individuals to get the vehicle they need. CPS has a network of more than 200,000 subprime lenders nationwide, making it the leading lender in its field.
The company offers several types of loan products, including traditional auto loans, leases, and used car purchases. CPS also offers specialized payment plans to meet the individual needs of borrowers, such as customized bi-weekly payments and an option to include a down payment into monthly installments. In addition, the company provides extensive resources and guidance to help its customers make financial decisions. They also consider factors such as employment history and whether the customer has received a loan before in order to qualify borrowers for a loan.